PROJECTS+ INFO

Case Study: Enhancing Credit Limit Visibility on ZOOD Lending Platform

TYPE OF WORK
UX DESIGN
CLIENT
ZOOD
DATE
2022- PRESENT
CREDIT
SERGEY ERMILOV (PRODUCT), ZOOD DEV TEAM

as a product designer at Orient Swiss, I have contributed to enhancing digital products over the years. Headquartered in Switzerland, ZOOD operates across fast-growing FinTech emerging markets, serving over 10 million users. The company offers a comprehensive ecosystem that integrates FinTech, E-commerce, and E-logistics, with lending at the core of its operations. Included are case studies that showcase how various UI/UX challenges were addressed to drive measurable improvements—such as increased conversion rates, the launch of new products and services, and enhanced user interface and experience.

The ZOOD lending platform allows users to access credit and make purchases in installments. Users can choose between different payment methods (e.g., x4, x6, x12) and channels (online, in-store, VIC). The credit limit details are accessible via a bottom sheet that users can open from their account page, homepage, and loyalty page, providing them with easy access to their financial information across different sections of the app.

Problem Statement

In the previous version of the interface
Users saw all payment options simultaneously, leading to information overload. It was unclear how the credit limit changed based on the selected payment method and channel.The layout did not provide an intuitive way to compare installment plans effectively. The presence of multi-colored bars increased visual complexity and made it harder to focus on essential information.

Credit Limit Details-Fintech-Ui/UX-ZOOD
Before
  • Users saw all payment options at once, leading to cognitive overload
  • No clear way to interactively compare installment-based credit limits.
  • Multi-colored bars cluttered the interface and made it visually overwhelming.
Credit Limit Details-Fintech-Ui/UX-ZOOD
AFTER
  • A sleek, minimalistic drag selector enhances interaction.
  • Users see only the relevant installment details, improving comprehension.
  • Important financial details (downpayment, available limit, used limit) are clearly displayed per payment method.
  • A streamlined, intuitive interface reduces decision fatigue.
  • A cleaner, more focused UI without unnecessary visual distractions.

Results

Customer support saw a reduction in questions from users for information about their credit limit.

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